Born and raised in Southern California, I learned to fly in High School and became a Flight Instructor shortly after. A friend and flight student got me a job with Sperry Univac. Twenty years later I left my job at Microsoft with a vested 401 plan, to enter the fire protection business in 1991. Then in 1998 financially depleted I tried to resolve my financial difficulties with a loan home loan from Ameriquest. That is where this saga begins.